Credit unions · Michigan · Q2 2026
LAFCU My Way AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.13B |
| Total loans & leases | $732M |
| Total shares & deposits | $892M |
| Members | 72,710 |
| Net worth | $233M |
| Net worth / assets | 20.67% |
| Loans / assets | 65.03% |
| Return on assets (annualized) | 0.31% |
| Loan growth (YoY) | −5.93% |
| Member growth (YoY) | −1.13% |
| Delinquency, all loans (60+ days) | 1.24% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
LAFCU's own website says it offers an AI chatbot named Cole that helps members 24/7, which is a member-facing AI assistant answering credit-union questions. No public evidence was found of AI inside lending, collections or other decision workflows.
- LAFCU My Way website “Cole (our AI Chatbot) can help you 24/7”