Credit unions · Idaho · Q2 2026
Potlatch No. 1 Financial CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.16B |
| Total loans & leases | $1.76B |
| Total shares & deposits | $1.84B |
| Members | 128,400 |
| Net worth | $190M |
| Net worth / assets | 8.81% |
| Loans / assets | 81.74% |
| Return on assets (annualized) | 0.76% |
| Loan growth (YoY) | −1.23% |
| Member growth (YoY) | 0.05% |
| Delinquency, all loans (60+ days) | 0.40% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
P1FCU publicly announced it uses InMoment's AI and natural-language analytics on its own member survey, digital banking and contact-centre feedback, and its website offers a member-facing Digital Assistant for questions and simple transactions. There is no public evidence of AI making decisions inside processes such as lending or of AI agents taking actions.
- P1FCU - Digital Assistant | 24/7 Help for Members “Our Digital Assistant provides 24/7 support for common questions, simple transactions, and guided walkthroughs.”