CU Explorer
Credit unions · Florida · Q2 2026

Radiant Credit Union

Credit union in Gainesville, FL · NCUA charter #68723 · State charter (federally insured)

Legal name: Radiant

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.12B
Total loans & leases$730M
Total shares & deposits$969M
Members60,490
Net worth$106M
Net worth / assets9.50%
Loans / assets65.08%
Return on assets (annualized)0.59%
Loan growth (YoY)7.76%
Member growth (YoY)22.29%
Delinquency, all loans (60+ days)0.47%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Radiant Credit Union in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Florida

Pompano Beach City Employees CUPompano BeachPower Financial Credit UnionPembroke PinesPowernet CUTampaPriority CUOrlandoPriorityone Credit Union of FloridaSunrisePublix Employees FCULakelandRadiFi Credit UnionJacksonvilleSan Antonio Citizens FCUSan AntonioSanta Rosa County FCUMiltonSCCUMelbourneShaw-Ross Employees CUMiamiSouth Atlantic FCUBoca Raton

All credit unions in Florida →