CU Explorer
Credit unions · Tennessee · Q2 2026

Chattanooga Area Schools FCU

Credit union in Chattanooga, TN · NCUA charter #690 · Federal charter

Legal name: Chattanooga Area Schools

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$199M
Total loans & leases$86.1M
Total shares & deposits$174M
Members12,300
Net worth$23.9M
Net worth / assets12.01%
Loans / assets43.24%
Return on assets (annualized)0.41%
Loan growth (YoY)1.24%
Member growth (YoY)−0.14%
Delinquency, all loans (60+ days)0.28%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, e-signature, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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