VAPR FCU
Credit union in San Juan, PR · NCUA charter #6918 · Federal charter
Legal name: VAPR
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $316M |
| Total loans & leases | $223M |
| Total shares & deposits | $283M |
| Members | 20,960 |
| Net worth | $34.8M |
| Net worth / assets | 11.04% |
| Loans / assets | 70.53% |
| Return on assets (annualized) | 1.18% |
| Loan growth (YoY) | 16.07% |
| Member growth (YoY) | 1.91% |
| Delinquency, all loans (60+ days) | 0.24% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Service (finance, health, transport, utilities) |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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