CU Explorer

Dakota Star FCU

Credit union in Rapid City, SD · NCUA charter #8039 · Federal charter

Legal name: Dakota Star

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$44.9M
Total loans & leases$29.3M
Total shares & deposits$40.4M
Members3,023
Net worth$4.0M
Net worth / assets9.00%
Loans / assets65.32%
Return on assets (annualized)1.17%
Loan growth (YoY)9.88%
Member growth (YoY)0.50%
Delinquency, all loans (60+ days)0.93%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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