CU Explorer
Credit unions · Michigan · Q2 2026

Muskegon St Joseph FCU

Credit union in Muskegon, MI · NCUA charter #8141 · Federal charter

Legal name: Muskegon St Joseph

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$12.4M
Total loans & leases$8.8M
Total shares & deposits$11.0M
Members1,268
Net worth$1.4M
Net worth / assets11.06%
Loans / assets70.75%
Return on assets (annualized)0.72%
Loan growth (YoY)0.82%
Member growth (YoY)−7.17%
Delinquency, all loans (60+ days)0.89%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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