CU Explorer

Jackson Area FCU

Credit union in Jackson, MS · NCUA charter #8445 · Federal charter

Legal name: Jackson Area

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$60.9M
Total loans & leases$42.1M
Total shares & deposits$136M
Members15,700
Net worth−$88.5M
Net worth / assets−145.40%
Loans / assets69.19%
Return on assets (annualized)−338.50%
Loan growth (YoY)−8.31%
Member growth (YoY)0.91%
Delinquency, all loans (60+ days)1.49%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in Mississippi

All credit unions in Mississippi →