Credit unions · New Jersey · Q2 2026
Affinity FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $4.35B |
| Total loans & leases | $3.91B |
| Total shares & deposits | $3.81B |
| Members | 248,900 |
| Net worth | $354M |
| Net worth / assets | 8.14% |
| Loans / assets | 89.91% |
| Return on assets (annualized) | 0.21% |
| Loan growth (YoY) | 5.84% |
| Member growth (YoY) | 5.16% |
| Delinquency, all loans (60+ days) | 0.93% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Service (finance, health, transport, utilities) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Affinity announced a partnership with Point Predictive to apply AI fraud scoring to its auto loan applications, which shapes lending decisions inside the underwriting process. No public evidence was found of staff copilots, member-facing AI assistants, or AI agents taking actions.
- Affinity Federal Credit Union Strengthens Auto Lending Fraud Prevention with Point Predictive “This allows lenders like Affinity to detect and prevent fraudulent activities with greater accuracy and confidence without member inconvenience.”