CU Explorer
Credit unions · Nevada · Q2 2026

Create CU AI Score

Credit union in Las Vegas, NV · NCUA charter #86752 · State charter (other)

Legal name: Create

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.64B
Total loans & leases$1.09B
Total shares & deposits$1.45B
Members61,330
Net worth$191M
Net worth / assets11.63%
Loans / assets66.59%
Return on assets (annualized)1.42%
Loan growth (YoY)11.30%
Member growth (YoY)5.60%
Delinquency, all loans (60+ days)0.46%
CharterState charter (other)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Create Credit Union (formerly Clark County Credit Union, Las Vegas) is named as a Zest AI customer, with its Chief Lending Officer describing the use of AI in lending and a move toward automated loan decisions. This puts AI inside a core business process (underwriting), but the evidence rests on a single vendor page published under the credit union's former name.

  • Clark County CU - Zest AI zest.ai · December 5, 2024 · web search
    “Clark County Credit Union sought an agile tech partner that could increase automation, accuracy, and help them serve more of their members. Zest AI's powerful technology”
  • Clark County CU - Zest AI zest.ai · December 5, 2024 · web search
    “discuss the beginnings of his credit union's AI journey, adapting to uncertain economic times, and working towards a fully automated lending experience”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech participations, fintech P2P payments, fintech investment services, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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