CU Explorer
Credit unions · Oklahoma · Q2 2026

Velma FCU

Credit union in Velma, OK · NCUA charter #8962 · Federal charter

Legal name: Velma

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.1M
Total loans & leases$2.6M
Total shares & deposits$2.6M
Members689
Net worth$468K
Net worth / assets15.16%
Loans / assets85.05%
Return on assets (annualized)2.08%
Loan growth (YoY)−3.23%
Member growth (YoY)−1.85%
Delinquency, all loans (60+ days)1.55%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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