CU Explorer
Credit unions · Ohio · Q2 2026

OC FCU

Credit union in Garfield Hts, OH · NCUA charter #9208 · Federal charter

Legal name: OC

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$315M
Total loans & leases$229M
Total shares & deposits$251M
Members14,320
Net worth$42.5M
Net worth / assets13.50%
Loans / assets72.63%
Return on assets (annualized)0.99%
Loan growth (YoY)13.43%
Member growth (YoY)4.60%
Delinquency, all loans (60+ days)0.17%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech investment services, fintech for communication / chat, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open OC FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Ohio

Myusa CUMiddletownNew Horizon FCUBarbertonNickel Steel FCULimaNorth Coast Credit UnionFairview ParkNorthwestern FCUBryanNueva Esperanza Community CUToledoOhio Educational CUClevelandOhio Teamsters CUIndependenceOhio Valley Community FCUClaringtonOhio Valley FCUBataviaOUCU Financial Credit Union, Inc.AthensPainesville Credit UnionPainesville

All credit unions in Ohio →