Credit unions · Florida · Q2 2026
Gold Coast FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $270M |
| Total loans & leases | $131M |
| Total shares & deposits | $240M |
| Members | 19,480 |
| Net worth | $31.5M |
| Net worth / assets | 11.69% |
| Loans / assets | 48.58% |
| Return on assets (annualized) | 0.58% |
| Loan growth (YoY) | 13.79% |
| Member growth (YoY) | −2.19% |
| Delinquency, all loans (60+ days) | 0.43% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Educational |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Gold Coast FCU has selected Algebrik AI's Algebrik ONE loan origination suite, which applies AI inside its lending process for underwriting workflows and loan decisioning. The evidence comes from a vendor announcement (and trade-press coverage of it) that names the credit union, and describes a system being adopted rather than one already measured in production.
- Gold Coast Federal Credit Union Selects Algebrik's Cloud-native, AI-powered, Digital-era, end-to-end Loan Origination Suite (LOS) to Modernize Lending “has selected Algebrik AI's complete agentic AI-powered Loan Origination Suite (LOS) called Algebrik ONE, to power fully digital, faster, smarter, and more member-centric lending & account opening”