CU Explorer
Credit unions · New Jersey · Q2 2026

N.J.T. Employees FCU

Credit union in Waldwick, NJ · NCUA charter #9723 · Federal charter

Legal name: N.J.T. Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$39.5M
Total loans & leases$7.1M
Total shares & deposits$34.6M
Members2,559
Net worth$4.4M
Net worth / assets11.23%
Loans / assets18.06%
Return on assets (annualized)0.14%
Loan growth (YoY)−5.07%
Member growth (YoY)2.16%
Delinquency, all loans (60+ days)0.87%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open N.J.T. Employees FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New Jersey

Merck Employees FCURahwayMessiah Baptist Church FCUEast OrangeMetrex FCUKenilworthMid-State FCUCarteretMonmouth County Postal Employees CURed BankMotion FCULindenNew Brunswick Postal FCUNew BrunswickNew Community FCUNewarkNew Jersey Community FCUMoorestownNew Jersey Law and Public Safety CUTrentonNew Jersey State PBA FCUWoodbridgeNewark Police FCUNewark

All credit unions in New Jersey →