InSights: capital ratio

Every credit union at or below 9% net worth as one circle, packed into 1% bins, green at or above NCUA's 7.00% well-capitalized line and pink below, sized by members, assets or member growth. 460 credit unions sit at or below 9% in Q2 2026; 55 are below 7%.

Source: NCUA 5300 Call Reports, Q1 2016 to Q2 2026; author's calculations. Every credit union on the chart opens to its own page.