Credit unions · Oregon · Q2 2026
United Trades FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $56.2M |
| Total loans & leases | $34.3M |
| Total shares & deposits | $48.4M |
| Members | 5,882 |
| Net worth | $7.3M |
| Net worth / assets | 13.02% |
| Loans / assets | 60.98% |
| Return on assets (annualized) | 0.22% |
| Loan growth (YoY) | −6.82% |
| Member growth (YoY) | −4.61% |
| Delinquency, all loans (60+ days) | 1.60% |
| Charter | Federal charter |
| Asset band | $50M–$250M |
| NCUA peer group | $50M–$100M |
| Sponsor type | Other / mixed sponsor |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
The credit union's own website advertises a virtual assistant named Piper, indicating a member-facing AI assistant that answers questions for members. The Glia script on the site supports a digital service channel but is not by itself AI evidence.
- United Trades FCU website “Meet Piper, Our Virtual Assistant”