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Credit unions · Oregon · Q2 2026

SELCO Community CU AI Score

Credit union in Springfield, OR · NCUA charter #63196 · State charter (federally insured)

Legal name: SELCO Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.01B
Total loans & leases$1.95B
Total shares & deposits$2.65B
Members151,700
Net worth$359M
Net worth / assets11.93%
Loans / assets64.69%
Return on assets (annualized)0.95%
Loan growth (YoY)2.00%
Member growth (YoY)0.46%
Delinquency, all loans (60+ days)0.37%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

SELCO has selected eGain's AI knowledge platform to run over its own internal policies and procedures, giving roughly 500 employees AI-generated answers from the credit union's knowledge base. The only other AI mention on its website is a consumer warning about AI-enabled scams, not a use of AI by the credit union.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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