Credit unions · New York · Q2 2026

Niagara Falls AF FCU

Credit union in Niagara Falls, NY · NCUA charter #10613 · Federal charter

Legal name: Niagara Falls AF

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$22.0M
Total loans & leases	$9.3M
Total shares & deposits	$19.5M
Members	1,681
Net worth	$2.5M
Net worth / assets	11.27%
Loans / assets	42.31%
Return on assets (annualized)	0.59%
Loan growth (YoY)	12.88%
Member growth (YoY)	−0.36%
Delinquency, all loans (60+ days)	0.23%

Charter	Federal charter
Asset band	< $50M
NCUA peer group	$10M–$50M
Sponsor type	Military

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan payments, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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