CU Explorer
Credit unions · New York · Q2 2026

North Towns FCU

Credit union in Clarence, NY · NCUA charter #9812 · Federal charter

Legal name: North Towns

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$51.7M
Total loans & leases$28.4M
Total shares & deposits$46.7M
Members3,035
Net worth$4.9M
Net worth / assets9.50%
Loans / assets54.89%
Return on assets (annualized)1.43%
Loan growth (YoY)0.88%
Member growth (YoY)0.40%
Delinquency, all loans (60+ days)1.06%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open North Towns FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New York

Next Step FCUTroyNiagara Falls AF FCUNiagara FallsNiagara Falls Teachers FCUNiagara FallsNiagara Regional FCUNorth TonawandaNiagara's Choice FCUNiagara FallsNiagara-Wheatfield FCUSanbornNorthern Credit UnionWatertownNY Firefighters Bravest FCUAlbanyNY Team FCURonkonkomaNYM FCUBrooklynO and R Utilities Employees FCUMonroeOcean Financial FCUOceanside

All credit unions in New York →