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Credit unions · West Virginia · Q2 2026

Morgantown Aes FCU

Credit union in Morgantown, WV · NCUA charter #10695 · Federal charter

Legal name: Morgantown Aes

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$37.7M
Total loans & leases$20.5M
Total shares & deposits$33.7M
Members4,168
Net worth$3.7M
Net worth / assets9.73%
Loans / assets54.41%
Return on assets (annualized)0.44%
Loan growth (YoY)0.42%
Member growth (YoY)−2.69%
Delinquency, all loans (60+ days)0.49%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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