CU Explorer
Credit unions · West Virginia · Q2 2026

McDowell County FCU

Credit union in Welch, WV · NCUA charter #18950 · Federal charter

Legal name: McDowell County

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$68K
Total loans & leases$6.7K
Total shares & deposits$52K
Members32.00
Net worth$16K
Net worth / assets23.60%
Loans / assets9.78%
Return on assets (annualized)0.50%
Loan growth (YoY)−32.44%
Member growth (YoY)−5.88%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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