CU Explorer
Credit unions · New Jersey · Q2 2026

Israel Memorial AME FCU

Credit union in Newark, NJ · NCUA charter #10803 · Federal charter

Legal name: Israel Memorial Ame

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$413K
Total loans & leases$109K
Total shares & deposits$243K
Members185
Net worth$171K
Net worth / assets41.27%
Loans / assets26.41%
Return on assets (annualized)3.40%
Loan growth (YoY)−20.84%
Member growth (YoY)1.09%
Delinquency, all loans (60+ days)28.73%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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