CU Explorer
Credit unions · New Jersey · Q2 2026

Heard A.M.E. FCU

Credit union in Roselle, NJ · NCUA charter #23615 · Federal charter

Legal name: Heard A.M.E.

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$165K
Total loans & leases$43K
Total shares & deposits$149K
Members191
Net worth$15K
Net worth / assets9.38%
Loans / assets26.12%
Return on assets (annualized)1.79%
Loan growth (YoY)−13.30%
Member growth (YoY)0.53%
Delinquency, all loans (60+ days)6.33%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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