CU Explorer
Credit unions · New York · Q2 2026

Co-Operative FCU

Credit union in Woodridge, NY · NCUA charter #1134 · Federal charter

Legal name: Co-Operative

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.3M
Total loans & leases$446K
Total shares & deposits$2.5M
Members387
Net worth$770K
Net worth / assets23.20%
Loans / assets13.44%
Return on assets (annualized)−0.33%
Loan growth (YoY)−38.18%
Member growth (YoY)−13.42%
Delinquency, all loans (60+ days)1.08%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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