Credit unions · New York · Q2 2026

Concord FCU

Credit union in Brooklyn, NY · NCUA charter #7504 · Federal charter

Legal name: Concord

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$6.9M
Total loans & leases	$436K
Total shares & deposits	$6.1M
Members	431
Net worth	$766K
Net worth / assets	11.14%
Loans / assets	6.34%
Return on assets (annualized)	−2.08%
Loan growth (YoY)	−37.98%
Member growth (YoY)	−10.77%
Delinquency, all loans (60+ days)	0.00%

Charter	Federal charter
Asset band	< $50M
NCUA peer group	$2M–$10M
Sponsor type	Associational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan payments, e-signature, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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