Credit unions · New Jersey · Q2 2026

Public Service FCU

Credit union in Middlesex, NJ · NCUA charter #11779 · Federal charter

Legal name: Public Service

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$40.4M
Total loans & leases	$13.3M
Total shares & deposits	$33.9M
Members	3,906
Net worth	$6.4M
Net worth / assets	15.91%
Loans / assets	32.89%
Return on assets (annualized)	1.33%
Loan growth (YoY)	−11.75%
Member growth (YoY)	5.45%
Delinquency, all loans (60+ days)	1.24%

Charter	Federal charter
Asset band	< $50M
NCUA peer group	$10M–$50M
Sponsor type	Service (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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