Credit unions · New Jersey · Q2 2026

PSE FCU

Credit union in Somerset, NJ · NCUA charter #12175 · Federal charter

Legal name: PSE

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$13.5M
Total loans & leases	$7.0M
Total shares & deposits	$11.5M
Members	1,332
Net worth	$1.9M
Net worth / assets	13.81%
Loans / assets	52.20%
Return on assets (annualized)	0.06%
Loan growth (YoY)	−5.82%
Member growth (YoY)	2.86%
Delinquency, all loans (60+ days)	1.03%

Charter	Federal charter
Asset band	< $50M
NCUA peer group	$10M–$50M
Sponsor type	Service (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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