CU Explorer
Credit unions · Ohio · Q2 2026

Erie Community FCU

Credit union in Sandusky, OH · NCUA charter #12616 · Federal charter

Legal name: Erie Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$39.9M
Total loans & leases$24.1M
Total shares & deposits$36.4M
Members3,380
Net worth$3.3M
Net worth / assets8.36%
Loans / assets60.40%
Return on assets (annualized)1.18%
Loan growth (YoY)19.93%
Member growth (YoY)−1.52%
Delinquency, all loans (60+ days)2.02%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech participations, online membership application, online loan application, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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