CU Explorer
Credit unions · Pennsylvania · Q2 2026

Penn State FCU

Credit union in Bellefonte, PA · NCUA charter #12729 · Federal charter

Legal name: Penn State

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$274M
Total loans & leases$134M
Total shares & deposits$238M
Members14,300
Net worth$37.5M
Net worth / assets13.65%
Loans / assets48.95%
Return on assets (annualized)1.86%
Loan growth (YoY)5.88%
Member growth (YoY)−1.05%
Delinquency, all loans (60+ days)0.33%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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