CU Explorer
Credit unions · Virginia · Q2 2026

Richmond Heritage FCU

Credit union in Richmond, VA · NCUA charter #1282 · Federal charter

Legal name: Richmond Heritage

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$10.6M
Total loans & leases$4.7M
Total shares & deposits$6.7M
Members1,736
Net worth$3.9M
Net worth / assets37.10%
Loans / assets43.84%
Return on assets (annualized)−0.23%
Loan growth (YoY)19.04%
Member growth (YoY)2.12%
Delinquency, all loans (60+ days)0.30%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeEducational

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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