CU Explorer
Credit unions · Virginia · Q2 2026

RVA Financial FCU

Credit union in Richmond, VA · NCUA charter #6878 · Federal charter

Legal name: RVA Financial

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$82.7M
Total loans & leases$54.0M
Total shares & deposits$73.1M
Members10,520
Net worth$10.1M
Net worth / assets12.18%
Loans / assets65.28%
Return on assets (annualized)2.27%
Loan growth (YoY)3.98%
Member growth (YoY)−1.28%
Delinquency, all loans (60+ days)1.42%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech investment services, fintech for communication / chat, online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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