CU Explorer
Credit unions · Indiana · Q2 2026

First County FCU

Credit union in Muncie, IN · NCUA charter #14163 · Federal charter

Legal name: First County

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$35.0M
Total loans & leases$13.5M
Total shares & deposits$31.3M
Members3,160
Net worth$3.6M
Net worth / assets10.18%
Loans / assets38.63%
Return on assets (annualized)0.52%
Loan growth (YoY)4.81%
Member growth (YoY)−6.18%
Delinquency, all loans (60+ days)0.94%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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