CU Explorer
Credit unions · Indiana · Q2 2026

First Trust CU

Credit union in Michigan City, IN · NCUA charter #68596 · State charter (federally insured)

Legal name: First Trust

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$192M
Total loans & leases$53.1M
Total shares & deposits$165M
Members15,190
Net worth$25.8M
Net worth / assets13.44%
Loans / assets27.74%
Return on assets (annualized)1.30%
Loan growth (YoY)7.69%
Member growth (YoY)3.83%
Delinquency, all loans (60+ days)3.08%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open First Trust CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Indiana

Financial CenterIndianapolisFinancial Health FCUIndianapolisFinancial Partners FCUWoodburnFinans FCUHammondFirefighters CUIndianapolisFirst County FCUMuncieFo Me Bo Co. FCUWabashFort Financial FCUFort WayneFortress FCUMarionForum CUIndianapolisGary Firefighters Association FCUGaryGary Municipal Employees FCUGary

All credit unions in Indiana →