CU Explorer
Credit unions · New Jersey · Q2 2026

United Poles FCU

Credit union in Perth Amboy, NJ · NCUA charter #16577 · Federal charter

Legal name: United Poles

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$72.3M
Total loans & leases$60.6M
Total shares & deposits$66.6M
Members2,190
Net worth$5.0M
Net worth / assets6.85%
Loans / assets83.79%
Return on assets (annualized)0.53%
Loan growth (YoY)6.64%
Member growth (YoY)2.43%
Delinquency, all loans (60+ days)2.96%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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