CU Explorer
Credit unions · New Jersey · Q2 2026

Terminals FCU

Credit union in Carteret, NJ · NCUA charter #17969 · Federal charter

Legal name: Terminals

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$943K
Total loans & leases$856K
Total shares & deposits$571K
Members95.00
Net worth$367K
Net worth / assets38.90%
Loans / assets90.79%
Return on assets (annualized)4.15%
Loan growth (YoY)24.09%
Member growth (YoY)26.67%
Delinquency, all loans (60+ days)3.95%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeManufacturing

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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