Southern Middlesex Co. Teachers FCU
Credit union in East Brunswick, NJ · NCUA charter #3126 · Federal charter
Legal name: Southern Middlesex Co TCHRS
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $48.4M |
| Total loans & leases | $12.4M |
| Total shares & deposits | $43.4M |
| Members | 2,875 |
| Net worth | $5.2M |
| Net worth / assets | 10.78% |
| Loans / assets | 25.70% |
| Return on assets (annualized) | 1.27% |
| Loan growth (YoY) | −4.53% |
| Member growth (YoY) | −2.04% |
| Delinquency, all loans (60+ days) | 2.19% |
| Charter | Federal charter |
| Asset band | < $50M |
| NCUA peer group | $10M–$50M |
| Sponsor type | Educational |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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