CU Explorer

City of Fairmont FCU

Credit union in Fairmont, WV · NCUA charter #18142 · Federal charter

Legal name: City of Fairmont

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.4M
Total loans & leases$898K
Total shares & deposits$1.2M
Members333
Net worth$150K
Net worth / assets10.86%
Loans / assets64.95%
Return on assets (annualized)1.46%
Loan growth (YoY)2.75%
Member growth (YoY)2.78%
Delinquency, all loans (60+ days)9.25%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in West Virginia

All credit unions in West Virginia →