CU Explorer
Credit unions · West Virginia · Q2 2026

Charleston Postal FCU

Credit union in Charleston, WV · NCUA charter #24743 · Federal charter

Legal name: Charleston Postal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.9M
Total loans & leases$2.5M
Total shares & deposits$4.5M
Members651
Net worth$414K
Net worth / assets8.38%
Loans / assets51.57%
Return on assets (annualized)−1.13%
Loan growth (YoY)−10.04%
Member growth (YoY)−2.98%
Delinquency, all loans (60+ days)0.27%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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