CU Explorer

SCHD DIST #7 FCU

Credit union in Orangeburg, SC · NCUA charter #18423 · Federal charter

Legal name: SCHD DIST #7

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.9M
Total loans & leases$2.3M
Total shares & deposits$4.0M
Members540
Net worth$872K
Net worth / assets17.70%
Loans / assets45.74%
Return on assets (annualized)−0.76%
Loan growth (YoY)−4.07%
Member growth (YoY)0.93%
Delinquency, all loans (60+ days)7.50%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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