CU Explorer

Rev FCU AI Score

Credit union in Charleston, SC · NCUA charter #9986 · Federal charter

Legal name: Rev

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.24B
Total loans & leases$1.03B
Total shares & deposits$968M
Members66,740
Net worth$170M
Net worth / assets13.75%
Loans / assets83.15%
Return on assets (annualized)0.44%
Loan growth (YoY)11.16%
Member growth (YoY)−0.04%
Delinquency, all loans (60+ days)0.57%
CharterFederal charter
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeMilitary

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

REV Federal Credit Union's own website promotes a member-facing virtual assistant named Fin that answers questions from a knowledge base and hands off to staff during business hours. No public evidence shows AI making or shaping decisions inside lending, collections or other workflows.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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