CU Explorer
Credit unions · New York · Q2 2026

Saint John Ame FCU

Credit union in Niagara Falls, NY · NCUA charter #18528 · Federal charter

Legal name: Saint John Ame

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$189K
Total loans & leases$123K
Total shares & deposits$159K
Members170
Net worth$30K
Net worth / assets15.75%
Loans / assets65.06%
Return on assets (annualized)0.52%
Loan growth (YoY)36.93%
Member growth (YoY)−1.16%
Delinquency, all loans (60+ days)0.74%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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