CU Explorer
Credit unions · New York · Q2 2026

RT FCU

Credit union in Rome, NY · NCUA charter #12624 · Federal charter

Legal name: RT

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$59.2M
Total loans & leases$22.2M
Total shares & deposits$52.6M
Members2,995
Net worth$6.3M
Net worth / assets10.59%
Loans / assets37.42%
Return on assets (annualized)−0.39%
Loan growth (YoY)4.73%
Member growth (YoY)−2.89%
Delinquency, all loans (60+ days)0.49%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open RT FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New York

Radius FCUKenmoreReliant Credit UnionSodusRemington FCUIlionRochester & Monroe Co. Employees FCURochesterRockland Employees FCUSpring ValleyRome FCURomeSaint John Ame FCUNiagara FallsSaint Lawrence FCUOgdensburgSalt City FCUSolvaySaratoga Federal, A Community Credit UnionSaratoga SpringSCF Westchester NY Employees FCUWhite PlainsSchenectady County Employees FCUSchenectady

All credit unions in New York →