CU Explorer
Credit unions · New York · Q2 2026

Urban Empowerment FCU

Credit union in New York, NY · NCUA charter #20060 · Federal charter

Legal name: Urban Empowerment

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$352K
Total loans & leases$14K
Total shares & deposits$170K
Members70.00
Net worth$38K
Net worth / assets10.83%
Loans / assets4.00%
Return on assets (annualized)−6.47%
Loan growth (YoY)38.29%
Member growth (YoY)0.00%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, e-signature, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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