CU Explorer
Credit unions · New York · Q2 2026

Van Cortlandt Cooperative FCU

Credit union in Bronx, NY · NCUA charter #1125 · Federal charter

Legal name: Van Cortlandt Cooperative

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$54.6M
Total loans & leases$13.3M
Total shares & deposits$47.8M
Members1,916
Net worth$6.7M
Net worth / assets12.21%
Loans / assets24.36%
Return on assets (annualized)0.81%
Loan growth (YoY)−0.17%
Member growth (YoY)−6.12%
Delinquency, all loans (60+ days)0.78%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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