CU Explorer
Credit unions · New York · Q2 2026

Western Division FCU

Credit union in Williamsville, NY · NCUA charter #24731 · Federal charter

Legal name: Western Division

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$224M
Total loans & leases$179M
Total shares & deposits$190M
Members11,680
Net worth$33.1M
Net worth / assets14.80%
Loans / assets80.05%
Return on assets (annualized)1.96%
Loan growth (YoY)9.16%
Member growth (YoY)4.06%
Delinquency, all loans (60+ days)0.27%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Western Division FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in New York

Utica Gas & Electric Employees FCUNew HartfordUtica Police Department FCUUticaVan Cortlandt Cooperative FCUBronxVisions FCUEndicottWatertown Postal FCUWatertownWestchester Schools' FCURye BrookWestern New York FCUWest SenecaWestside Community FCUChurchvilleWhite Plains Post Office Employees FCUWhite PlainsWilliamsville FCUAmherstYonkers Teachers FCUYonkers

All credit unions in New York →