CU Explorer
Credit unions · New York · Q2 2026

Watertown Postal FCU

Credit union in Watertown, NY · NCUA charter #6112 · Federal charter

Legal name: Watertown Postal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$5.7M
Total loans & leases$2.4M
Total shares & deposits$4.8M
Members488
Net worth$814K
Net worth / assets14.40%
Loans / assets43.23%
Return on assets (annualized)1.42%
Loan growth (YoY)−17.29%
Member growth (YoY)−3.75%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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