Lake CHEM Community FCU
Credit union in Benton, KY · NCUA charter #20641 · Federal charter
Legal name: Lake CHEM Community
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $95.9M |
| Total loans & leases | $72.9M |
| Total shares & deposits | $86.0M |
| Members | 12,040 |
| Net worth | $9.7M |
| Net worth / assets | 10.07% |
| Loans / assets | 76.00% |
| Return on assets (annualized) | 0.62% |
| Loan growth (YoY) | −0.14% |
| Member growth (YoY) | 14.12% |
| Delinquency, all loans (60+ days) | 0.46% |
| Charter | Federal charter |
| Asset band | $50M–$250M |
| NCUA peer group | $50M–$100M |
| Sponsor type | Community |
AI readiness
No public evidence
Nothing public says the credit union uses AI.
No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.
Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, account aggregation, e-signature, e-Statements. These are relationships and channels, not AI as such.
The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.
In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.
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