CU Explorer
Credit unions · Kentucky · Q2 2026

Members Choice CU

Credit union in Ashland, KY · NCUA charter #62026 · State charter (federally insured)

Legal name: Members Choice

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$431M
Total loans & leases$299M
Total shares & deposits$388M
Members23,100
Net worth$36.1M
Net worth / assets8.38%
Loans / assets69.40%
Return on assets (annualized)0.64%
Loan growth (YoY)8.46%
Member growth (YoY)−0.83%
Delinquency, all loans (60+ days)0.76%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Members Choice CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Kentucky

Labor Management FCULewisportLake CHEM Community FCUBentonLexington Postal Community CULexingtonLG&E Co. Credit UnionLouisvilleLouisville FederalLouisvilleMain Impact FCUMurrayMetro Plus CULexingtonMHCULexingtonMorehead Community FCUMoreheadMSD FCULouisvilleNorthern Kentucky FCUHighland HeightOld Kentucky Home FCUBardstown

All credit unions in Kentucky →