CU Explorer
Credit unions · Georgia · Q2 2026

Stephens County Community FCU

Credit union in Toccoa, GA · NCUA charter #20890 · Federal charter

Legal name: Stephens County Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$155K
Total loans & leases$22K
Total shares & deposits$133K
Members114
Net worth$22K
Net worth / assets13.97%
Loans / assets14.30%
Return on assets (annualized)3.63%
Loan growth (YoY)15.46%
Member growth (YoY)−0.87%
Delinquency, all loans (60+ days)13.84%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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