CU Explorer
Credit unions · Georgia · Q2 2026

The Wright CU

Credit union in Toccoa, GA · NCUA charter #67564 · State charter (federally insured)

Legal name: The Wright

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$16.2M
Total loans & leases$11.1M
Total shares & deposits$13.4M
Members1,840
Net worth$2.8M
Net worth / assets17.27%
Loans / assets68.47%
Return on assets (annualized)0.71%
Loan growth (YoY)11.09%
Member growth (YoY)2.79%
Delinquency, all loans (60+ days)0.29%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, other fintech, online membership application, online loan application, online loan payments, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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